1 can white beans

1 clove garlic

½ white onion, diced

½ cup cream cheese

1 cup cheddar, shredded

2tsp chili powder

1 tsp cumin

Salt and pepper, to taste

Rinse the white beans.  Saute the garlic and onion until lightly brown and then add the white beans and saute another 5min.  Toss all ingredients into a blender and blend until smooth.  Use an oven safe bowl and pour the puree into the bowl.  Top with shredded cheese and bake for 20min or until the cheese has melted and caramelized.  Serve warm and with Tortilla Chips.

Garnish:  1 poblano, roasted and chopped.